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Loan Application Disclosure
By continuing, you certify that the information provided on this application is complete, true and submitted for the purpose of obtaining credit. You agree: (a) that the credit union can use credit reporting agencies or otherwise verify information on this application for the purpose of extending credit or services to you or reviewing or collecting a credit report of yours; (b) that the credit union can tell others about its credit experience with you and obtain information from others about your credit history and performance; and (c) that you will give the credit union your new address if you move, and that all notices and statements from the credit union may be sent to the address(es) shown on this application or an address correction received from the U.S. Postal Service for any applicant. The entry of two persons information indicates intent to apply for joint credit.
Under the USA Patriot Act, all financial institutions are required to obtain, verify and record information that identifies each person who opens an account. When you open an account with Sunbelt Federal Cre dit Union, we will ask for your name, address, date of birth, and other identifying information. We will pull your credit report to verify certain information about you during the account opening or loan process. By continuing through this process, you are giving us permission to pull your credit report.
Your Mortgage Team
Whether you’re a first-time homebuyer, purchasing a second property or renovating your existing home you probably have plenty of questions. Working together with a real estate agent and a member of the Sunbelt team will ensure your questions are answered in order to obtain your mortgage needs. We’re dedicated to understanding your needs and guiding you through the entire process. You can call (601-649-7181 option 4) or email ( Mortgages@sunbeltfcu.org) to get started today.
Required Information
Before applying for a loan, you will need some information about all borrowers, including:
- Social Security Number (SSN), EIN or ITIN
- Addresses & phone numbers
- Employment information
- Current Income
Pre-qualification Letter
During the prequalification process we will use your current circumstances to determine the loan amount you qualify for. The pre-qualification process requires minimal documents with no cost to the applicant(s). The provided pre-qualification letter will show the seller(s) you are ready to make a firm offer.
Membership & Eligibility
You must be a primary account holder and member of the Credit Union to execute a loan agreement with the Credit Union. If you are already a member, you can start your application by clicking the "Apply Now" button below (please note you will need to create a seperate login specific to your mortgage application process). If you are not yet a member of the Credit Union you can apply for a loan, but it will not be executed until you are a primary account holder with an active account. If you are ready to establish your membership with us, please click here "New Member" to get started to becoming a member. the credit union.
For your protection, your application session will time out automatically if there is no activity for 15 minutes.